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By Joshua Holt

Meet Joshua, a licensed real estate professional and accomplished broker. As the forward-thinking leader of the Holt Real Estate Team, he has forged a strategic alliance with Keller Williams and PLACE to deliver on Our Promise.

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As we’re seeing rates continue to increase, I’ve had a bunch of folks ask me about the differences between adjustable-rate and fixed-rate mortgages. Today I’ll go over the pros and cons of adjustable-rate mortgages, or ARMs.

Feel free to watch the full video, or use these timestamps to browse specific topics at your leisure:

0:00 — Introduction

0:25 — What’s an adjustable-rate mortgage, or ARM?

1:20 — The advantages of using an ARM

3:20 — The disadvantages of an ARM

5:40 — Why I think we’ll see more ARMs as interest rates increase

6:05 — Wrapping things up

If you have any questions about mortgages, need a good lender, or have any other real estate-related questions, don’t hesitate to reach out via phone or email. My team and I look forward to hearing from you soon.

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